    * {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
}

body {
    overflow-x: hidden;
     margin:0;
    font-family: Arial, sans-serif;
        background: linear-gradient(to right,#f8fbff,#eef6ff);
}/* ================= BODY ================= */

/* ===== SECTION ===== */
.finances-section{
    padding:80px 8%;
    background:#f4f6f9;
    text-align:center;
}

/* ===== HEADING ===== */
.finances-title{
    font-size:40px;
    font-weight:700;
    color:#27ae60;
    margin-bottom:10px;
}

.finances-subtitle{
    font-size:18px;
    color:#555;
    margin-bottom:60px;
}

/* ===== CONTAINER GRID ===== */
.finances-container{
    display:grid;
    grid-template-columns: repeat(3, 1fr);
    gap:40px;
}

/* ===== CARD ===== */
.finances-card{
    background:#ffffff;
    padding:40px 25px;
    border-radius:20px;
    box-shadow:0 10px 25px rgba(0,0,0,0.08);
    transition:all 0.4s ease;

    }

.finances-card:hover{
    transform:translateY(-10px);
    box-shadow:0 15px 35px rgba(0,0,0,0.12);
}

/* ===== ICON ===== */
.finances-icon{
    width:80px;
    height:80px; 
    display:flex;
    align-items:center;
    justify-content:center;
    font-size:50px;
    margin:0 auto 25px;
    color:#023E8A;

}

/* ===== CARD TITLE ===== */
.finances-card h3{
    font-size:22px;
    margin-bottom:15px;
    color:#0077B6;
}

/* ===== DESCRIPTION ===== */
.finances-card p{
    font-size:15px;
    color:#555;
    line-height:1.6;
    margin-bottom:30px;
}

/* ===== BUTTON ===== */
.booktest{
          background: linear-gradient(90deg, #4CAF50, #2e7d32);
    color:#fff;
    padding:12px 28px;
    border:none;
    border-radius:8px;
    font-weight:600;
    cursor:pointer;
    transition:0.3s;
}

.booktest:hover{
    background:#1ebe5d;
}

/* ===== HIGHLIGHT CARD (Retirement Planning) ===== */








@media screen and (max-width: 1024px) {
    .finances-container {
        grid-template-columns: repeat(2, 1fr); /* 2 columns */
        gap: 30px;
    }

    .finances-card {
        padding: 30px 20px;
    }

    .finances-title {
        font-size: 36px;
    }

    .finances-subtitle {
        font-size: 16px;
        margin-bottom: 40px;
    }
}

/* Tablets / medium screens */
@media screen and (max-width: 768px) {
    .finances-container {
        grid-template-columns: 1fr; /* 1 column */
        gap: 25px;
        overflow-x: hidden;
    }

    .finances-card {
        padding: 25px 15px;
    }

    .finances-title {
        font-size: 32px;
    }

    .finances-subtitle {
        font-size: 15px;
        margin-bottom: 30px;
    }

    .finances-icon {
        width: 70px;
        height: 70px;
        font-size: 45px;
    }

    .booktest {
        padding: 10px 25px;
        font-size: 14px;
    }
}

/* Mobile / small screens */
@media screen and (max-width: 480px) {
    .finances-section {
        padding: 60px 5%;
    }


    
    .finances-card {
        padding: 25px 15px;
        
    }

    .finances-title {
        font-size: 28px;
    }

    .finances-subtitle {
        font-size: 14px;
        margin-bottom: 20px;
    }

    .finances-icon {
        width: 60px;
        height: 60px;
        font-size: 40px;
    }

    .booktest {
        padding: 8px 20px;
        font-size: 13px;
    }
}


